1. Overview
This website, mobile application, and related services are operated by Kushaagri Institute, an independent education and training platform operated and managed by Shivangi Gupta.
Throughout these Terms of Service, the terms “we”, “us”, “our”, and “Kushaagri Institute” refer to Kushaagri Institute.
Kushaagri Institute provides educational courses, training programs, workshops, live classes, recorded courses, mentorship programs, memberships, digital content, and other related educational services through its website, mobile application, and other authorised platforms.
By accessing our website or mobile application, registering for an account, enrolling in a course, purchasing a service, or otherwise using our services, you agree to be bound by these Terms of Service, along with our Privacy Policy, Refund / Cancellation Policy, and any other applicable policies or terms published by Kushaagri Institute.
If you do not agree with these Terms, you should not access or use our website, application, courses, or services.
We may update, modify, or replace these Terms of Service from time to time. The updated version will be published on this page with the revised “Last Updated” date. Your continued use of our services after such changes constitutes acceptance of the revised Terms.
2. Business and Service Segregation
Kushaagri Institute provides education and training services and is operated and managed independently by Shivangi Gupta.
The educational services offered by Kushaagri Institute are separate from any financial service that may be offered by a SEBI-registered Research Analyst, Investment Adviser, or any other separately regulated person or entity.
Purchase or access to any Kushaagri Institute course, workshop, membership, mentorship program, live class, recorded course, digital content, or other educational service shall not, by itself:
- Create a client relationship with a SEBI-registered Research Analyst, Investment
Adviser, or any other regulated service provider;
- Constitute enrolment for any separately regulated financial service;
- Be treated as payment for any separately regulated financial service; or
- Entitle the user to receive any separately regulated research, advisory, or other regulated service.
Any separately regulated service, if independently offered by the relevant registered person or entity, shall be subject to separate onboarding, agreements, terms, disclosures, eligibility requirements, payment arrangements, and applicable regulatory requirements.
3. Educational Nature of Services
Kushaagri Institute is an education and training platform. All courses, classes, workshops, mentorship programs, recorded content, live sessions, study material, and other services provided by Kushaagri Institute are intended solely for educational and learning purposes.
The educational content may include concepts, methodologies, technical analysis, fundamental analysis, charts, indicators, strategies, case studies, historical examples, demonstrations, simulations, and other learning material.
Specific names of stocks, securities, indices, derivatives, financial instruments, or other assets may be used from time to time solely for the purpose of illustration, concept explanation, strategy learning, chart analysis, case studies, historical examples, demonstrations, or other educational purposes.
The use or discussion of any such name, chart, price, strategy, example, or instrument shall not constitute a Buy, Sell, Hold, or any other recommendation, advice, or instruction to take any financial or investment action.
4. No Financial or Investment Recommendation
Kushaagri Institute does not provide Buy, Sell, Hold, or any other recommendation for any specific security, stock, derivative, financial instrument, or other asset through its educational services.
Kushaagri Institute also does not provide personalised investment advice or personalised financial advice through its educational services.
Any stock, security, index, derivative, financial instrument, chart, strategy, trade example, case study, or other market-related illustration used during a course, class, workshop, mentorship program, live session, recorded content, or other educational program is used solely for educational and illustrative purposes.
Users should not treat any educational content, illustration, example, strategy, chart, discussion, or demonstration as a recommendation or instruction to buy, sell, hold, trade, or invest in any particular instrument.
Participation in any course, workshop, mentorship program, live session, recorded course, membership, or other educational service shall not create a Research Analyst-client, Investment Adviser-client, or any other regulated client relationship.
5. Financial Market Education
Where courses or educational content relate to financial markets, investing, trading, derivatives, technical analysis, fundamental analysis, or other financial subjects, such content is provided solely for educational and learning purposes.
Financial markets involve risk, and Kushaagri Institute does not guarantee that any strategy, methodology, concept, example, analysis, or educational approach will produce profits or prevent losses.
Any decision to trade, invest, or take financial action is solely the responsibility of the individual.
Users should conduct their own research and, where appropriate, seek advice from a qualified and authorised professional before making financial decisions.
6. Mentorship, Live Sessions and Educational Communities
Mentorship, live classes, webinars, workshops, question-and-answer sessions, educational communities, and other interactive sessions are intended to provide learning support, concept explanation, strategy discussion, demonstrations, and educational guidance.
Questions asked by participants and responses provided during educational sessions shall be understood in the context of education and learning.
Participation in such activities shall not automatically create a personalised advisory, research, or regulated client relationship.
Any examples, charts, securities, instruments, strategies, or market situations discussed during such sessions are used solely for educational and illustrative purposes and shall not be treated as a Buy, Sell, Hold, or other recommendation.
7. No Guaranteed Results
Kushaagri Institute does not guarantee any specific result, outcome, income, profit, return, trading performance, investment performance, employment opportunity, business outcome, or other benefit from participation in any course, program, workshop, mentorship, membership, or service.
Past examples, illustrations, historical data, demonstrations, case studies, or discussions do not guarantee future results.
Individual learning outcomes and results may vary depending on various factors, including the user's understanding, participation, effort, and application of the educational concepts.
8. Online Services and Lawful Use
By using our website, application, or services, you confirm that you are legally capable of entering into an agreement under applicable law.
If a minor uses any of our services, the parent or legal guardian shall be responsible for supervising such use and accepting these Terms where required.
You agree not to use our website, application, courses, content, or services for any illegal, fraudulent, harmful, or unauthorised purpose.
You must not:
- Interfere with or disrupt our website, application, servers, or services;
- Introduce viruses, malware, harmful code, or destructive technology;
- Attempt to gain unauthorised access to any account, system, content, or service;
- Use another person's account without permission;
- Misrepresent your identity or provide false information;
- Violate applicable laws or regulations; or
- Violate the intellectual property or other legal rights of Kushaagri Institute or any other person.
Violation of these Terms may result in suspension or termination of access.
9. Account and User Responsibilities
Where an account or login access is provided, you are responsible for maintaining the confidentiality of your login credentials.
You must not share, transfer, sell, rent, or provide your account access, username, password, course access, membership access, or other digital access to any other person.
You are responsible for activities carried out through your account.
If you suspect unauthorised access or misuse of your account, you should notify Kushaagri Institute through the official contact channel.
Kushaagri Institute may suspend or terminate access where account sharing, unauthorised access, misuse, or violation of these Terms is detected or reasonably suspected.
10. Course and Service Access
Course access, duration, validity, schedule, features, faculty, educational material, and other applicable details may vary depending on the specific course, program, membership, or service purchased.
Students are responsible for reviewing the relevant course details before making payment.
Kushaagri Institute may modify, update, replace, reschedule, or discontinue classes, content, schedules, faculty, educational material, features, or other aspects of a program where reasonably necessary.
Access to online courses or digital services may depend on internet connectivity, compatible devices, software, and third-party platforms.
Kushaagri Institute shall not be responsible for access issues caused primarily by the user's device, internet connection, software, login credentials, or other circumstances beyond its reasonable control.
11. Intellectual Property and Content Usage
All educational content, including but not limited to videos, recorded classes, live sessions, presentations, notes, study material, graphics, text, logos, course structures, software, tools, and other materials provided by Kushaagri Institute are protected by applicable intellectual property laws.
Unless expressly authorised in writing by Kushaagri Institute, you may not:
- Copy, reproduce, record, download, distribute, publish, upload, transmit, or share our content;
- Sell, resell, rent, sublicense, or commercially exploit any course or content;
- Share recorded classes, videos, study material, login credentials, or digital resources with another person;
- Remove copyright, branding, or proprietary notices from our content; or
- Use our content for unauthorised commercial purposes.
Unauthorised use may result in immediate suspension or termination of access and other action as permitted under applicable law.
12. Payments and Refunds
Payments made to Kushaagri Institute are solely for the educational products or services purchased from Kushaagri Institute.
All payments, cancellations, and refunds shall be governed by the applicable Refund / Cancellation Policy.
By making a payment, you confirm that you have reviewed the relevant course or service details, applicable fees, and Refund / Cancellation Policy.
A payment made to Kushaagri Institute shall not be treated as payment for any separately regulated financial service.
13. Third-Party Services
Our website or application may use or link to third-party platforms, payment gateways, communication services, hosting providers, or other external services.
Kushaagri Institute is not responsible for the availability, content, policies, actions, security, or services of third parties.
Your use of third-party services may be subject to their respective terms and policies.
14. General Conditions
We reserve the right to refuse, restrict, suspend, or terminate access to any service where reasonably necessary, including in cases of misuse, violation of these Terms, fraudulent activity, unauthorised sharing of content, or other conduct that may harm Kushaagri Institute, its users, or its services.
We do not guarantee that the website, application, or services will always be available, uninterrupted, error-free, or free from technical issues.
Temporary interruptions may occur due to maintenance, updates, internet connectivity, server issues, third-party service providers, technical failures, or circumstances beyond our reasonable control.
15. Limitation of Liability
To the extent permitted under applicable law, Kushaagri Institute shall not be liable for losses or consequences arising from:
- A user's independent financial, trading, investment, or other personal decisions;
- Misinterpretation or misuse of educational content;
- Technical issues beyond the reasonable control of Kushaagri Institute;
- Unauthorised use of a user's account caused by the user's failure to protect account credentials; or
- Any third-party service, website, platform, payment gateway, or other external provider.
Nothing in these Terms is intended to exclude liability where such exclusion is not permitted under applicable law.
16. Suspension and Termination
Kushaagri Institute may suspend or terminate a user's access to any course, account, membership, website, application, or service if the user violates these Terms or engages in unauthorised, fraudulent, abusive, or harmful activities.
Suspension or termination resulting from a violation of these Terms shall not automatically create any right to a refund.
17. Changes to Services
Kushaagri Institute may modify, update, improve, replace, suspend, or discontinue any part of its website, application, course, program, feature, or service where reasonably necessary.
Where appropriate, reasonable efforts may be made to communicate material changes affecting enrolled users.
18. Governing Law and Jurisdiction
These Terms of Service shall be governed by and interpreted in accordance with the applicable laws of India.
Any dispute arising in connection with these Terms or the educational services provided by Kushaagri Institute shall be subject to the jurisdiction of the competent courts in accordance with applicable law.
19. Contact Us
For any questions regarding these Terms of Service, please contact:
Kushaagri Institute Operated and Managed by: Shivangi Gupta Please use the official contact details available on our website.